Refinance Home and First Home Buyer Loan in Melbourne CBD – Find Finance Broker

As a home buyer, you always look for the lowest interest rate home loan. Also, if you have an existing loan, you may look to refinance your home mortgage to get a better deal. At MC Finance Group, our mission is to guide our customers to find the most suitable first home buyer loans or refinance home loans in Melbourne CBD that come with various benefits. We work with leading banks and financial institutions; thus having access to hundreds of loan products.

As your trusted mortgage broker, we make the entire process easy and stress-free for you.  All you have to do is tell us your goals and objectives, then sit back and relax, while our team does the work for you. We scour the market and lenders for loan products that match your requirements and bring you multiple mortgage options to choose from. Get tailor-made loan solutions and personalised advice to make an informed decision for a competitive home loan.

Are you looking to buy or develop yourown commercial property in Melbourne CBD? We have got you covered! Our experienced finance brokers can help you find the most viable loan for commercial property or working capital finance to suit your business needs. Regardless of the size/ scale of your business, the funding requirement, the amount of debt restructuring, or the type of commercial loan you need, we can help. With our well-established and enduring relationships with both major and second-tier commercial lenders, along with private funders, uniquely position us to curate the perfect solution for you. Through skilful negotiation, we secure the most favourable and fitting terms that resonate with your business aspirations.

Are you a first-time home buyer looking for a home loan to fund your house purchase? We understand the stress that comes with finding a desired property and then searching for a suitable first home buyer home loan. Like most buyers, you may think that going to your bank and making a loan application is the best alternative. However, there are several other things you may want to be aware of. There are various benefits that you might be entitled to as a first home loan borrower.Our home loan experts can help you navigate through the most up-to-date incentives and schemes. For example, First Home Owner Grant, first home buyer duty exemption, concession or reduction and First Home Guarantee.

The benefit of this is that you can get a Loan-to-Value Ratio (LVR) or as high as 95%. With this, you can secure a first home buyer home loan for a substantial amount with a minimal deposit, therefore accelerating our journey towards achieving your dream of homeownership.

Do you have multiple loans running which you sometimes lose track of? Consolidation of your debt may be the smart move for you as it can help you get a single loan with one lender. The debt consolidation loan helps you reduce your monthly loan payment, helping you control your finances in a better way. This way, you will be able to manage your debt and become debt-free faster. Moreover, you may also improve your credit rating in the long run with timely payments.

Our knowledgeable loan brokers can assist you with debt consolidation loans for good or bad credit borrowers. We understand that despite your best efforts, you may miss a few payments or may end up with a challenging credit history. This may make it difficult for you to consolidate your debts or get a loan from your bank. Talk to our team and they will help you find tailored solutions to overcome your immediate needs and put in place long term strategies for how you can improve your financial situation.

Is lack of finance or capital resources restricting you from achieving your business goals? Are financial limitations holding back your business aspirations? Is it stopping you from getting to the next phase of expansion? If yes, working capital finance can boost your capital reserves and bridge funding gaps between buying stocks and receipt of cash. It also converts debtors (i.e. invoiced sales) to available funds. This includes but not limited to domestic and cross-border purchase of raw materials and inventory and staff salary along with other commercial expenditures. Additionally, this can potentially help you negotiate extra discounts and improve your reputation and goodwill with timely payments.

On the other hand, if you are considering buying a commercial property for your business operation or investment, we can help. Whether you are planning to buy a retail shop, industrial factory, office, warehouse or other specialised properties, we are here to help get the most suitable commercial loans from the top lenders at favourable interest rates. Loan for commercial property is usually a long-term facility that needs to be carefully handled to ensure it is set up and structured correctly.

Welcome to MC Finance Group, where we cut through the financial jargon and speak to you in a language that is clear and comprehensible. Our dedicated commercial loan broker collaborates closely with you to understand your requirements and offers a wide range of options for you. We go the extra mile by providing in-depth insights into the advantages and disadvantages of every option. We will also take the time to explain the pros and cons of every option, which will help you make an informed decision that matches your long term goals and strategies.

Most medical practitioners have a busy lifestyle and do not necessarily have the time to find or secure a suitable home loan or business loan. Engaging with traditional banks can prove to be time-consuming and often not the most efficient use of your valuable time. Our finance broker can help you with the negotiation, paperwork and compare the different medico policies and facilities that lenders offer. Our skilled brokers possess the financial knowledge and experience necessary to unravel even the most intricate financial scenarios. Whether it’s your intricate income streams or layered entities, we’re here to navigate your unique situation with precision.

MC Finance Group helps you explore different home loan and business loan options. Medical professionals may be eligible for up to LVR 95% home loan without having to pay for Lender’s Mortgage Insurance (LMI).This means you may only have to pay a deposit as low as 5%.

If you are looking to acquire or set up your own medical practice, or buying your owner occupied premises, with MC Finance Group you might be eligible for up to 100% funding for both the business goodwill and property purchase. This offer eliminates the need for mortgage insurance, setting you on a path of financial empowerment.

Benefits of medico lending:

• Competitive interest rates
• Higher loan amount or Loan-to-Valuation Ratio (LVR)
• Unsecured loans
• Dedicated and experienced health banker
• Better bank policy and credit appetite
• Full range of banking services and support

MC Finance Group is among the most trusted andaward-winning loan brokers in Melbourne CBD. Our team works and acts only in your best interest. Get personalised service for any type of home loan and business loan.

We can also help you if you have a challenging credit history or are looking for a low-doc home or business loan. From initial discussion to loan settlement, we accompany you every step of the journey. Here are the various advantages that you get with us:

• One-stop shop for all your residential or business loans
• Knowledgeable and experienced brokers
• Highly competitive interest rates
• Extension array of bank and lender options
• Unbiased, expert, and transparent advice
• Strong working ethics
• Fast processing
• Post-settlement and after care services

Choose MC Finance Group today and experience excellence in loan brokerage that caters to your unique requirements. So, are you ready to discuss your loan requirements? Contact us if you want to understand your home loan and business loan options in Melbourne CBD or and other suburbs like Box Hill. Call us on 0430 200 322 or email us at Matthew.chik@mcfinancegroup.com.au to book your appointment with an experienced finance specialist. You can also contact us by using our online form. We are located at 71 Gipps St, Collingwood, and are available Mon – Fri: 09.00 am to 05.00 pm.