Next Home Buyer Loan in Melbourne

Are you excited to buy a new second home? About to close the deal on your second house? Whatever the case, you deserve the best support, as buying and selling a house is a complicated matter. As such, seeking advice from reliable mortgage brokers to get your next home buyer loan in Melbourne is an excellent idea. Besides, it helps you make informed decisions that will grow your wealth through property.

MC Finance Group is the go-to expert for all your finance needs when buying a new home. We are a leading brokerage firm with a team of experts who make your house purchasing process convenient and more rewarding. We guide you to ensure hassle-free transactions and make home ownership effortless.

Contact MC Finance Group before Buying Your Next House in Melbourne

If you own a property, you know how hectic the purchasing process can get. The experience will inform you about the importance of managing finances when buying your next house. Furthermore, you will likely be taking on more debt than you did the first time. You may also have an ongoing mortgage on a property that you wish to sell and simultaneously shift to your new house.

Regardless of whether you are upgrading to your first home, a next-time buyer or going back on the mortgage market after a sale, we can handle it all. Your journey may seem less straightforward than when you got your first mortgage. Not to worry, MC Finance Group is here to make your next home buying experience easier.

Choosing us for your second home-buying expedition means:

  • A hassle-free process

  • The right advice when you need it

  • A personalised plan

  • Transparency in all transactions

Whether you are selling, extending or buying again, we will keep things rolling. Call us on 0430 200 322 or email us at Matthew.chik@mcfinancegroup.com.au for further assistance.

FAQs

Different lenders have their specific eligibility standards for granting second home loans. Your current financial situation will be assessed. In addition, your loan EMI payment records will influence your capability to take a second loan. Your monthly income will also play a major role.

You can claim a tax deduction on the mortgage interest charged on your second home loan. However, only if that property is generating taxable income. For details, talk to our experts today

Taking a loan for a second home is similar to the first one. The loan provider will reassess your financial situation to ensure you can keep up with the payments. This means they will take your income, current loan, and personal loan, if any, into consideration.

The time taken to get a loan for a second home is subjective. If you have everything prepared, you can get a loan sorted in as little as 3 to 5 business days. However, for more complex deals, it takes a little longer, sometimes as much as 5 – 7 weeks. Get in touch with us for detailed information.

You’ll need these documents when applying for a second home buyer loan:

  • ID (Driver’s Licence or Passport or both)
  • Income documents
  • Expense documents
  • Contract of sale
  • Rates notice
  • Mortgage statement
Let Us Simplify Your Financial Choices: Let’s Talk Loans!
Call: 0430 200 322
TESTIMONIALS
What The Customers Say About Us
Desmond Ng
Desmond Ng
Matthew has been exceptional during the whole business settlement process.
Donny Nguyen
Donny Nguyen
As first time home buyers, we can't stress how pleasant it has been to have worked alongside with MC Finance for this entire process. With years of experience and knowledge, Matthew and Sean have made this experience a positive one. Even during these times with harsher borrowing polices in place, having them guide us every little step along the way ensured that the process was simple and successful for us as buyers. We highly recommend the team at MC Finance to anyone who's looking to apply for their home loan application! Donny and Loren Feb 2023
Joyce To
Joyce To
Matt is the best broker I can find in Melbourne. Highly recommend his professional service! He provides everything you need for the mortgage.
Xiao Jin
Xiao Jin
Exceptional service; Matt went above and beyond to make sure we were looked after. He guided us through every step of the journey and communicated thoroughly and frequently on a regular basis. Highly recommended, trustworthy and will look to use his services again in the future. Thanks for everything Matt.
Priscilla Fung
Priscilla Fung
It’s been a pleasure to work with Matt and Sean from MC Finance! They assisted us with our first home loan and made the whole process stress free and seamless with their professional experience and knowledge. If you are still looking for a finance specialist, Matt is definitely the one.
Dominic Thanyasmith
Dominic Thanyasmith
Excellent customer service from Matthew and Sean from MC Finance. Professional and friendly. We would do business with you again. Thanks for the help with the refinance.
damien chong
damien chong
Matt has been helping me for many years and has always been a professional in his field. He always provide options for you to make informed choices. Definitely recommend using him! 👍🏻
John Kim
John Kim
Simple, straight forward and transparent. Matt made a possibly daunting experience so much easier where everything was explained, and not merely read out. He really had my best interests in mind.
Jenny
Jenny
Excellent service provided by Matthew. He helped me refinanced my home loan and he was informative, efficient and made the whole experience stress-free and easy for me.
Linda
Linda
Great service from Matthew! Quick, attentive and stress free. Would highly recommend.